How It Works

Applying for a Payday Loan is EASY!

Read the steps below to understand how the process works.

Step 1
 Complete the 60 second application.

Once you have submitted a loan application, our system will decide if you are eligible for a loan, and match you with a trusted third party lender. The process is quick. Your eligibility will be determined within a matter of seconds.
Step 2
 Check your email to confirm your loan application.

Once approved, an email will be sent to you automatically to confirm your approval. Next, the lender will ask you to create a new password for your account.
Step 3
 Select the amount you want to borrow.

Once you have successfully chosen a password, sign in to your account using your email and password, specify the amount you are eligible to borrow and that’s it! The funds will be wired to your bank account the next day.1


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1 Subject to approval times and lender's own policies. In some cases, funds will be deposited the same working day, if approved by 14:30. Approval may take up to 30 minutes in most cases. Loan amounts are based on consumers credit history and ability to repay loan. Not everyone may qualify for a loan. Please call your banking institution to determine when they are able to release the cash to your account.

2 Representative APR (Annual Percentage Rate of charge) - Representative example:
Borrow £300 for 31 days. The total charge for credit is £89.94. Interest is fixed at a rate of £29.98 per £100 borrowed. The total repayable is £389.94. Representative APR 2096.46%

InstantPaydayToday.co.uk is not a lending or banking institution. It does not broker loans to lending institutions. The personal information you provide will be provided to a third party lender to provide you with a loan application and the potential to receive a loan. InstantPaydayToday.co.uk makes no guarantees or warranties with regards to the availability of a loan or any other aspect of the terms and conditions of the lending institution. InstantPaydayToday.co.uk is a free service, but may receive a commission from any lenders we introduce you to. For details, questions, or concerns regarding your loan, please contact the lending institution directly. Not all lenders can provide up to £1000. Cash transfer time may vary between lenders. We assume no responsibility for the services or information you may receive from the lender. All loans are subject to credit approval. Certain limitations apply.

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